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If you are selling a property as well as buying one, and the purchase of your next home is dependent on selling, it is strongly advisable to sell your home before you get down to serious house-hunting. If not, you could end up frustrated and disappointed, as well as with noticeably less money in your bank account.



Here is our quick step by step guide to buying a house:
View a house
Make an Offer
Offer is accepted
The property is taken off the market
Obtain offer from mortgage lender in writing
Appoint a solicitor/conveyancer
Arrange a survey and set date for it to take place
Agree on an exchange date
Arrange funds for deposit and fees
Arrange insurance cover from exchange date
Exchange contracts and set a completion date
Pick up the keys to your new home!

Property News

House prices grind to near standstill !!
House prices grew by just 0.1% in July; the lowest rate of monthly growth since January 2006, according to the latest national housing market survey from Hometrack, the housing intelligence business. !!

Skipton gives help with HIPs !!
With three working days to go until the August 1st deadline, sellers of four or more bedroomed properties requiring a Home Information Pack (HIP), are being offered a helping hand by Skipton Building Society. !!

Watchdog confirms Nationwide-Portman merger !!
City watchdog, the Financial Services Authority (FSA), has officially confirmed that the merger between the Nationwide and Portman building societies can proceed. !!

Buy-to-let fills housing gap? !!
The buy-to-let sector has continued to enjoy steady growth in the first half of 2007, providing affordable accommodation for increasing numbers of households. So says specialist buy-to-let mortgage lender, Paragon. !!

Mortgage approvals weaker !!
Just released figures from the BBA - the banking and financial services trade association - point to weaker mortgage approvals and subdued consumer credit. !!


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